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Current Rates
Savings Rates As Of July 9, 2010
Term Share and IRA Certificate Special Offers ($500)
| Dividend Rate | APY | ||
| 13 Month (Renews for 12 Month Term) |
0.85% | 0.85% | Open Now |
| 13 Month with Your Choice Checking (Renews for 12 Month Term) |
1.10% | 1.10% | Open Now |
| 18 Month (Renews for 12 Month Term) |
1.14% | 1.15% | Open Now |
| 18 Month with Your Choice Checking (Renews for 12 Month Term) |
1.39% | 1.40% | Open Now |
| 26 Month (Renews for 24 Month Term) |
1.54% | 1.55% | Open Now |
| 26 Month with Your Choice Checking (Renews for 24 Month Term) |
1.78% | 1.80% | Open Now |
*APY = Annual Percentage Yield. Rate effective July 9, 2010 and is subject to expire at any time. $500 minimum deposit. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. May not be combined with other offers. Your Choice Checking requires full Direct Deposit or a $5 monthly fee is imposed.
Standard Term Share Certificates ($500 min)
| Dividend Rate | APY | ||
| 3 Months | 0.25% | 0.25% | Open Now |
| 3 months w/ Your Choice Checking | 0.50% | 0.50% | Open Now |
| 6 months | 0.40% | 0.40% | Open Now |
| 6 months w/ Your Choice Checking | 0.65% | 0.65% | Open Now |
Standard Term Share and IRA Certificates ($500 min)
| Dividend Rate | APY | ||
| 12-23 months | 0.60% | 0.60% | Open Now |
| 12-23 months w/ Your Choice Checking | 0.85% | 0.85% | Open Now |
| 24-35 months | 0.85% | 0.85% | Open Now |
| 24-35 months w/ Your Choice Checking | 1.10% | 1.10% | Open Now |
| 36-47 months | 1.49% | 1.50% | Open Now |
| 36-47 months w/ Your Choice Checking | 1.73% | 1.75% | Open Now |
| 48-59 months | 1.83% | 1.85% | Open Now |
| 48-59 months w/ Your Choice Checking | 2.08% | 2.10% | Open Now |
| 60 months | 2.47% | 2.50% | Open Now |
| 60 months w/ Your Choice Checking | 2.71% | 2.75% | Open Now |
| 62 months - Bump Up ($90,000 min. deposit) | 2.47% | 2.50% | Open Now |
| 62 months - Bump Up w/ Your Choice Checking | 2.71% | 2.75% | Open Now |
*APY = Annual Percentage Yield. Rate effective July 9, 2010 and is subject to change at any time. $500 minimum deposit. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly.
Money Market Share Account
| Dividend Rate | APY | ||
| Balances under $2,500 | 0.10% | 0.10% | Open Now |
| Balances $2,500 - $9,999 | 0.15% | 0.15% | Open Now |
| Balances $2,500 - $9,999 w/ Your Choice Checking | 0.40% | 0.40% | Open Now |
| Balances $10,000 - $24,999 | 0.20% | 0.20% | Open Now |
| Balances $10,000 - $24,999 w/ Your Choice Checking | 0.45% | 0.45% | Open Now |
| Balances $25,000 - $49,999 | 0.25% | 0.25% | Open Now |
| Balances $25,000 - $49,999 w/ Your Choice Checking | 0.50% | 0.50% | Open Now |
| Balances $50,000 - $99,999 | 0.50% | 0.50% | Open Now |
| Balances $50,000 - $99,999 w/ Your Choice Checking | 0.75% | 0.75% | Open Now |
| Balances over $100,000 | 0.75% | 0.75% | Open Now |
| Balances over $100,000 w/ Your Choice Checking | 1.00% | 1.00% | Open Now |
Mini Money Market Share Account (available to members under age 25)
| Dividend Rate | APY | |
| Balances $2,000 and over | 0.75% | 0.75% |
| Balances $1500 - $1999 | 0.60% | 0.60% |
| Balances $1,000 - $1,499 | 0.45% | 0.45% |
| Balances $500 - $999 | 0.30% | 0.30% |
| Balances $250 - $499 | 0.20% | 0.20% |
| Balances $25 - $249 | 0.10% | 0.10% |
IRA share Account
| Dividend Rate | APY | |
| Balances under $20,000 | 0.25% | 0.25% |
| Balances $20,000 and over | 0.40% | 0.40% |
Regular Share Account
| Dividend Rate | APY | ||
| $25.00 and Over | 0.10% | 0.10% | Open Now |
Checking Account
| Dividend Rate | APY | ||
| Your Choice Checking | 0.10% | 0.10% | Open Now |
| Unbank Checking Qualified Balances $0-$25,000 | 3.20% | 3.25% | Open Now |
| Unbank Checking Qualified Balances $25,000+ | 1.00% | 1.00% | Open Now |
| Unbank Checking Non-Qualified accounts | 0.10% | 0.10% | Open Now |
| Health Savings / Checking Account - All Balances | 0.50% | 0.50% |
Business Savings
| Dividend Rate | APY | |
| Business Savings ($25 minimum) | 0.20% | 0.20% |
Business Money Market
| Dividend Rate | APY | |
| Balances under $2,500 | 0.10% | 0.10% |
| Balances $2,500 - $9,999 | 0.15% | 0.15% |
| Balances $10,000 - $24,999 | 0.20% | 0.20% |
| Balances $25,000 - $49,999 | 0.25% | 0.25% |
| Balances $50,000 - $99,999 | 0.50% | 0.50% |
| Balances $100,000 and over | 0.80% | 0.80% |
Business Checking
| Dividend Rate | APY | |
| Business Checking Account | 0.70% | 0.70% |
Consumer Loan Rates Effective July 9, 2010
All credit union loan programs, rates, terms and conditions are subject to change at any time without notice
CAR, VAN, TRUCK
| Fixed Rates | |
| New Car Loan (10% Down)) | As low as *5.00% APR |
| New Car Loan (0% Down) | As low as *5.25% APR |
| Used Car Loan (10% Down) | As low as *5.50% APR |
| Used Car Loan (0% Down) | As low as *5.50% APR |
Note: New Cars are model year 2009 and newer. Used Cars are model year 2008 and older.
PERSONAL LOANS
| Overdraft Plus Line of Credit | 13.75% APR (variable) |
| Personal/Signature Loan 48 months | As low as *11.00% APR |
| Personal/Signature Loan 24 months | As low as *10.00% APR |
OTHER
| New Boat, Motorcycle or RV | As low as *7.75% APR |
| Used Boat, Motorcycle or RV | As low as *8.00% APR |
| Stock Secured | As low as *7.75% APR |
*The rate you pay will be determined by the term of the loan and your credit history. Rates available on approved credit.
Mortgage Rates
| Rates provided by Members Mortgage, Connex Credit Union's Mortgage Lending Partner Click Here for the most accurate rate information based on your mortgage lending needs. |
Home Equity Loan Rates on July 9, 2010
| 5 Year Home Equity Loan | 4.99% APR† fixed |
| 7 Year Home Equity Loan | 5.24% APR† fixed |
| 10 Year Home Equity Loan | 5.49% APR† fixed |
| 15 Year Home Equity Loan | 5.99% APR† fixed |
| 20 Year Home Equity Loan | 6.24% APR† fixed |
Rates above are based on borrowing up to 80% of equity in home. Term of up to 20 years; estimated monthly payment for 5-year home equity loan: 4.99% APR † of $19.22 per $1,000 borrowed; 7-year home equity loan: 5.24% APR † of $14.61 per $1,000 borrowed; 10-year home equity loan: 5.49% APR † of $11.23 per $1,000 borrowed; 15-year home equity loan: 5.99% APR † of $8.99 per $1,000 borrowed; 20-year home equity loan: 6.24% APR † of $7.90 per $1,000 borrowed. The APR is the credit union’s standard. The rate may vary depending on each individual’s credit history and underwriting factors. Effective July 9, 2010 . All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowners insurance is required for all Home Equity products. Home Equity financing available on CT owner-occupied properties only..
Home Equity Line of Credit Rates on July 9, 2010
Current rate is 4.00% APR ††
Note: Prime - .50% for the life of the loan, based on the Wall Street Journal® Prime Rate. No points, fees, or closing costs.
Rate above is based on borrowing up to 80% of equity in home. ††The annual percentage rate (APR) will not go below 4% at any time during the term of the loan. The maximum lifetime ceiling APR is 8% higher than the initial rate, not to exceed 18% APR. The maximum annual rate adjustment is 3%. .
Mortgage and Home Equity rates subject to change without notice.
†APR=Annual Percentage Rate













