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BUSINESS CHECKING

As a small business, we know you need a checking account that is flexible and does not burden you with never-ending restrictions and ever-growing fees.

Business Checking saves you money by charging no monthly fees and requiring no minimum balance*
Conveniently access your money at your local branch, through ATMs, Call24 and Online Banking
Make more money with our Business Checking Account that earns dividends

At Connex, we think we have the right checking account for your small business. Take a look at the features in the chart below - we think you'll agree.

Feature	Connex Business Checking
Minimum Balance	None
Monthly Service Fee	None*
Transaction Fees	None
Direct Deposit	Available for Employees
Order of Checks	First Box Free (up to $35)
Check Card	Free
Online Banking	Free
e-Statements	Free
Online Bill Payment	Free-Unlimited Bills Paid
Online Check Images for Year	Free
Personalized Financial Plan (MEMBERS Financial Services)	Free

*No monthly service fee if the balance remains above $1000 during the month. See our current Rate & Fee Schedule for Business Accounts

VISA® Business Check Card

The VISA® Business Check Card, FREE from Connex, can save you time and enhance convenience! Your VISA® Business Check Card is accepted at millions of locations worldwide!

It's Two Cards in One!

Use it like a check for purchases (automatically deducted from your checking account) or an ATM Card to withdraw cash from your savings or checking.

Each month you get a statement of the checks you've written, your ATM transactions, and your VISA® Business Check Card transactions.

Learn More:

Purchases will take 2 to 3 days to deduct from your checking account -funds are held immediately for the amount of the purchase and are therefore not available to you.
Your VISA® Business Check Card can only be used up to the limit of the available funds in your checking account. However, as a safeguard against fraud or stolen card usage, daily spending limits are set on the VISA® Business Check Card.
If a VISA Check Card transaction exceeds the balance in your Checking Account, your overdraft sources are available. An Overdraft Plus line of credit can protect against insufficient funds in your checking account. Click Here to apply for an Overdraft Plus Line of Credit.

Please call 1-800 CR-UNION for a VISA® Business Check Card application, stop by one of our branch locations, or Apply Online and we will be happy to sign you up today! *Click Here to view a copy of our EFT Disclosure.

Using your VISA® Business Check Card while traveling out of the country? Use VISA's currency converter to view the exchange rates you may receive.

VISA Extras

Collect Points and earn rewards every time you make a qualifying purchase with your enrolled VISA® Business Check Card.* You'll earn 1 point for every $1 you spend on a qualifying purchase.* Visit www.visa.com/extras-business to enroll today.

*Only Qualifying Purchases with your enrolled VISA card can earn points. A "Qualifying Purchase" is any signature-based purchase, Internet purchases, phone or mail order purchases, bill payments, contactless purchases (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchases for which you are not required to sign, made with an enrolled Visa card, which is processed through the Visa U.S.A. Inc. payment system. Do not us a Personal Identification Number (PIN) when paying for your purchases with your enrolled Visa card if you want to earn points for such purchases. PIN-based purchases, purchases you initiate through identification technology that substitutes a PIN, payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, Interlink-processed transactions, fees charged by us (for example annual fees, finance charges, and related service charges, if any apply), payments made for pre-paid and re-loadable cards such as certain gift cards, Visa Buxx®, and similar cards, payments made for payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, and similar products or services), or transactions that are not processed or submitted through Visa U.S.A. Inc. payment system are not qualifying Purchases. We reserve the right to determine in our sole discretion whether a particular Visa transaction is a Qualifying purchase.
Visa, the program administrator, and the financial institution that issues your Visa card each reserve the right to add, eliminate, or modify a specific reward, or to increase or decrease, without notice, the points required for individual rewards, and are not responsible for printing errors.