Member Products & Services

hide

show

Checking Account Options

Click here to view the Checking Comparison Chart and see which Connex checking option is for you.

Unbank Checking

It goes against everything you ever thought about checking. It’s all part of unbanking with Connex:

Save money with a high dividend rate on Unbank Checking account balances up to $25,000
Save more money with a $500 mortgage closing rebate
Save even more money with rebates, up to $20, on foreign ATM transactions (Connex and Allpoint ATMs are free for members)
Have peace of mind with quarterly Smart Score credit score range
Enjoy free, convenient Connex electronic and convenience services

To qualify for Unbank Checking, just use these Connex services during the month:

e-Statements
Online Banking
Debit Card – make 12 transactions per month
Direct Deposit or ACH (electronic funds transfer payment)

If you meet all the monthly qualifications you earn a very unbank-like high dividend rate* on the first $25,000 in your Unbank Checking account. How many banks offer checking accounts like that?

If you meet all the monthly qualificationss and have an account balance over $25,000, you earn a second-tier rate,* lower than the Unbank Checking rate but higher than the regular checking rate, but only for the part of your balance over $25,000.

If you do not meet the monthly requirements at all during one month, you earn the regular checking rate* for that month, regardless of your account balance. And there is no service charge at all!

We know you’re surprised at how much more you get with Unbank Checking. Stop by a Connex branch today and open account today!

Click here to visit our fun Unbank Checking Micro Site. Click here for frequently asked questions about Unbank Checking.

See if Unbank Checking is for you. Click here to view our Checking Comparison Chart.

*See Current Rates for the current Unbank Checking rate.

Your Choice Checking

Connex offers a checking account you can Customize to meet your financial needs.

Open a Your Choice Checking Account and you're automatically enrolled in Smart Score, a FREE program that provides valuable information regarding your credit score. You'll also receive information to help you understand how credit scores are determined and what it means to your financial life.

Then, the choice is yours. Select the benefits that fit your needs:

FREE Online Banking
FREE unlimited Online Bill Payment transactions
FREE e-Statements
Bonus Reward on Share Certifcates and Money Market accounts*
Earn dividend on your account balance
FREE box of checks each year
FREE official checks
FREE Travelers' checks
FREE copies of share drafts
Overdraft Protection options**
FREE Smart Score credit score updates
No Monthly fee if you have Direct Deposit!***

For new membership, click here to open a Your Choice Checking or an Unbank Checking Account.

Current members, click here to open a Your Choice Checking or an Unbank Checking Account.

See if Your Choice Checking is for you. Click here to view our Checking Comparison Chart.

*Share certificates opened or renewed after the Your Choice Checking Account start date ear a 1/4% Annual Percentage Yield Bonus Reward. Existing Money Market Accounts earn a 1/4% Annual Percentage Yield. Bonus Reward effective on the opening date of the Your Choice Checking Account. Minimum balance to earn the Bonus Reward on a Money Market Share Account is $2,500.
**Consult a Member Service Representative to select the Overdraft options that best suit your needs.
***A $5 monthly fee applies to accounts without full direct deposit. Youth checking accounts are exempt from this fee.

Smart Score

Connex is offering this FREE innovative service to members who have an Unbank Checking or Your Choice Checking Account. Each quarter our Smart Score program will provide members with their current credit score range, as reported by ExperianSM, a leading credit reporting agency. Included will be information explaining what a credit score is, who uses it, the factors that determine a credit score and why it is important.

The Smart Score program is designed to be a learning tool to help members understand the impact of credit scores and what steps they can take to improve and protect their score.

If would like to switch to Unbank Checking or Your Choice Checking and benefit from this FREE service, contact a Member Service Representative at 1-800-CR-UNION or stop by a branch office.

NCUA Share Insurance Coverage

NCUA Share Insurance Coverage
Connex Credit Union member deposits are insured by the NCUA (National Credit Union Administration), which is the federal agency that charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). Backed by the full faith and credit of the U.S government, NCUSIF insures the accounts of millions of members in all federal credit unions and the vast majority of state-chartered credit unions. Due to recent legislation, insurance for each member's deposits has been increased from $100,000 to $250,000 per account.

The Helping Families Save Their Homes Act of 2009, signed into law on May 20, 2009, continues this increased level of insurance coverage on all accounts of up to $250,000 through December 31, 2013. Members are advised to review their accounts periodically and whenever they open new accounts or modify existing accounts to ensure that all of their funds continue to be insured. Also, there are ways to increase your insurance coverage.

To learn more, stop by any Connex branch or call us at 1-800-CR-UNION,