*APR = Annual Percentage Rate. The Promotional Annual Percentage Rate (APR) of 1.99% is fixed for the first 6 full billing cycles. After the fixed rate promotional period, the APR is a variable rate based on the Wall Street Journal’s Prime Rate minus .25%. As of 6/15/2017, Prime Rate is 4.25% with an APR of 4.00%. After the first 6 full billing cycles, the APR will never go below 3.00% and the maximum is 18%. The maximum combined (existing mortgage loan balances plus Home Equity Credit Line limit) loan-to-value ratio (“LTV”) is 80% of market value. The minimum line of credit amount is $10,000. The maximum line of credit is $300,000 with LTVs up to 80%. The minimum credit advance that you can receive is $500. There is no application fee, no closing costs, no annual fee. Proof of homeowners insurance required. CT owner-occupied properties only. Programs, rates, terms, and conditions are subject to change and may be withdrawn without notice. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Up to 100% loan-to-value financing available, higher rates apply. Third party fees may need to be reimbursed if the loan is closed within the first 24 months. Interest may be tax deductible, please consult your tax advisor. All loans are subject to credit and underwriting approval. Refinancing existing Connex home equities not eligible.