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Share Certificate of Deposit (CD):

Term Share Certificates allow you to earn a higher rate of return for 3 to 60 months, with a low minimum deposit of $500.

You'll even earn a bonus rate if you have a Your Choice Checking Account!

Open a CD or Your Choice Checking right now.


Minimum deposit to open a Share Certificate and to earn APY and Bonus Reward is $500. Balances insured to a maximum of $250,000. A penalty may be imposed for early withdrawal. Share Certificate dividends are compounded daily and paid monthly. No minimum balance required to open Money Market. Bonus Reward earned on balances more than $2,500. Money Market balances that fall below $2,500 are paid Regular Share rate. Money Market Share dividends are compounded and paid monthly. To view our current rates, click here.

Individual Retirement Account (IRA)

Saving for your future. An IRA can be a valuable retirement savings tool.

Planning for retirement isn't as easy as it used to be. But you can go a long way in assuring a comfortable retirement by opening your own IRA. The Unbank gives you three options:

Traditional IRA

  • Independence from employer participation
  • Tax deferred earnings until withdrawn1
  • Tax credit or deduction for contribution1

Current Rates

Roth IRA

  • Independence from employer participation
  • Contributions are not tax deductible1
  • Earnings tax-free if you qualify1

Current Rates

Coverdell Education Savings Account (ESA)

  • Start saving for your child's education on your terms
  • Make nondeductible contributions on behalf of a child until the child is 18 years old
  • Contributions are tax-free until withdrawn
  • Anyone can contribute to a child's ESA
  • Qualified to pay for Elementary, Secondary, or Post-Secondary school
  • Qualified expenses include tuition and fees, books, supplies, room and board, and special needs services

Current Rates

To open your IRA or Coverdell ESA, stop by any of our branches today.
*Traditional IRAs, Roth IRAs, and Coverdell ESAs all have different contribution and tax rules. Please consult a certified Financial or Tax Advisor to help explain these differences. Visit to learn more about IRAs and Coverdell ESAs. 1. If eligible different IRA products have different tax rules. Please consult a certified Financial or Tax Advisor to help you decide which option is right for you. 2. The age 18 limits do not apply to special needs individuals. 3. As long as modified adjusted gross income (MAGI) falls below or within the income limits for the year. Consult the IRS for updated MAGI limits..


© 2019 Connex Credit Union.

Routing Number: 211178200

Equal Housing Lender NCUA

Your savings federally insured to at least $250,000 and backed in full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.