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Personal

Checking Accounts for Every Lifestyle

Choose from a range of checking accounts designed to put you in control—whether you're just starting out, managing day-to-day spending, or looking to earn more on your balance. No matter your goals, Connex offers secure, flexible options that move with you.

Built-in Features for Every Account

Early Payday

Get paid up to one day early when you set up direct deposit - no extra fees or enrollment necessary.

Debit Card Controls

Set spending limits, add cards to your digital wallet, turn off a lost or stolen card and more - all from your phone.


24/7 Online & Mobile Banking

Track balances, pay bills, deposit checks, and transfer funds anytime through our online and mobile platforms.

Zelle®

Send money directly from your account to enrolled recipients in minutes with Zelle®, all from the convenience of online banking or our mobile app.

ConnexPerks

Earn points for everyday purchases like groceries, dining out, or filling your car with gas. Rewards points can be redeemed for exciting gifts.

Nationwide ATM Access

Withdraw funds at 55,000+ fee-free4 ATMs nationwide through the Allpoint Network.

Bill Pay

Schedule and manage payments through online and mobile banking with ease.

SmartScore

Receive SmartScore credit score updates twice a year. It’s a simple way to help you stay informed about your credit and make smart financial choices.5

Fraud Alerts

Stay protected with real-time alerts and advanced card security features.

Frequently Asked Questions

  • How do I qualify for Plus Checking benefits like ATM refunds and dividends?
    Enroll in eStatements, log in to Online Banking at least once per month, complete 12 debit card transactions, and receive a Direct Deposit or ACH monthly.
  • Can I avoid the monthly fee on Your Choice Checking?
    Yes. The $8.99 monthly fee is waived when you have a Direct Deposit of at least $200 each month.
  • What makes Pathways Checking different from other accounts?
    Pathways is Bank On certified and has no overdraft or NSF fees.
  • Do any of the checking accounts earn dividends?
    Yes. Both Plus and Your Choice Checking earn dividends when balance requirements are met.
  • How does Early Payday work?
    When you enroll in Direct Deposit, you may receive your paycheck up to one day early.
  • How can I open a Connex checking account?
    You can open any Connex checking account online or by visiting a branch.
1. ATM fee refunds apply to out-of-network ATM surcharges up to $20/month when account qualifications are met. 2. APY = Annual Percentage Yield. Rate effective October 1, 2024, and subject to change. 3. Bonus Reward details apply. 4. Connex ATMs are free; non-Connex and Allpoint ATMs are 7 free per month. 5. SmartScore is for informational purposes only.

© 2026 Connex Credit Union.

Routing Number: 211178200

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Equal Housing Lender NCUA

Your savings federally insured to at least $250,000 and backed in full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.