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1. APR = Annual Percentage Rate. A 7.99% APR is representative of a 60-month personal loan of $10,000 or greater. The monthly payment would be $20.28 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval and underwriting guidelines. To join Connex, you must live, work, worship, or attend school in Hartford, Middlesex, New Haven, or Fairfield County and have a $25 deposit in your share savings account. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Apply by August 31, 2026.

2. APR = Annual Percentage Rate. Home Equity Loan Rates as low as 6.375% APR represents a 15-year loan of $25,000 or greater. The APR of 6.625% represents a 20-year loan of $25,000 or greater. Both loans are in the second lien position with no points, and up to an 80% loan-to-value (LTV) ratio. PAYMENT EXAMPLE: A 15-year loan at an APR of 6.375% would have 180 months of principal and interest payments of $8.64 per thousand borrowed. A 20-year loan at an APR of 6.625% would have 240 months of principal and interest payments of $7.53 per thousand borrowed. Other terms and rates are available upon request. Interest may be tax-deductible; please consult your tax advisor. No application fee, no closing costs, and no annual fee. Proof of homeowners' insurance is required. CT owner-occupied properties only. Not available for homes currently for sale. Programs, rates, terms, and conditions are subject to change and may be withdrawn without notice. Up to 100% loan-to-value financing available; higher rates apply. Interest may be tax-deductible; please consult your tax advisor. All loans are subject to credit and underwriting approval. Refinancing existing Connex home equities is not eligible. Additional terms and conditions may apply. To join Connex, you must live, work, worship, or attend school in Hartford, Middlesex, New Haven, or Fairfield County and have a $25 deposit in your share savings account. Apply by August 31, 2026.

3. New Home Equity Lines of Credit with an introductory Annual Percentage Rate (APR) of 4.25% are available as of 7/1/2026. The introductory rate of 4.25% is for 12 billing cycles from the funding date. After that, a variable rate based on an Index minus 0.25% will be used. The Index is the highest United States Prime Rate as published in the Eastern Edition of The Wall Street Journal on the last business day before the start of each month’s billing cycle. As of 6/17/26, the Prime Rate was 6.75%. The APR cannot fall below the minimum of 3.00% nor exceed a maximum of 18.00%. Obtain credit advances for 10 years (Draw Period), make interest-only payments or principal and interest payments during this period, then repay the remaining balance over the next 10 years (Repayment Period). Principal balance will not decrease if interest-only payments are made. The maximum combined loan-to-value ratio (existing mortgage loan balances plus Home Equity Credit Line limit) is 80% of appraised value. The minimum line of credit amount is $10,000 and up to a maximum of $300,000. The minimum credit advance that you can make is $500. Connex Home Equity Line of Credit has no application fee, no closing costs, and no annual fee. Third party fees may need to be reimbursed if the loan is closed within the first 24 months. Proof of homeowners insurance required. CT owner-occupied properties only. Programs, rates, terms, and conditions are subject to change and may be withdrawn without notice. Other terms and conditions may apply. Up to 100% loan-to-value financing available; higher rates apply. Interest may be tax-deductible; please consult your tax advisor. All loans are subject to credit approval and underwriting guidelines. Refinancing existing Connex home equities not eligible. To join Connex, you must live, work, worship, or attend school in Hartford, Middlesex, New Haven, or Fairfield County and have a $25 deposit in your share savings account. Apply by August 31, 2026.

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